![]() ![]() Wealth is not about how much money you have, but how little you need. If your spend and savings are below 100%, that’s a great start! You can highlight your top spend areas, budget for any holidays or unexpected costs, decide where you can save money (I like browsing ‘ Money Saving Expert‘!), and ultimately whether you are living beyond your means. Alternatively, you can use for specific months to help track your finances over time. You can use this Excel budgeting template to consider a ‘typical month’ of income/spend to help you manage your general monthly finances. This includes all your income, expenditure and savings, so that you can assess whether everything is in balance. ![]() In fact, it will help you gather your monthly money management in one place. I created this free MS Excel budget template to help you manage your personal and family finances. ![]()
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